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SMMC Budget Template

SMMC Staff
5/25/2011  12:00 pm

SMMC Budget Template

Getting started with budgeting is the most difficult part, much like riding a bike.  The thing is, once you get a good start, you can easily make your way down the road.  And, with budgeting, the road often leads to AWESOMENESS!  To help make it to that final destination, we've created a budget template for you to start making a budget that works for you.  Here are a few things you'll want to remember as you get started:

  • Needs > Wants
  • Spend < You earn
  • Keep emergency savings

In addition, you'll want to make sure that you are tracking your expenses as you spend your money.  Otherwise, how do you know you're staying on track with your budget?  There are several ways you can track your expenses: save your reciepts and total them at the end of the day/week/month, write purchases down in a notebook or check register as they occur, track them in a smartphone application (this can be done automatically with free web-based applications like or manually), etc.

If you have any questions about how to create your own budget, please email SMMC at